◆ Basis Protocol™ v1.0 · No Login Required⚠ Read-only SampleBBL · 3-00269-1001

What Zillow missed on 110 Livingston St.

This is a real Ground Basis forensic audit, run against a live New York City Borough-Block-Lot (BBL). The asset shows clear title on consumer real-estate sites. Our protocol detected $5.35M of Shadow Debt and an Orphan Assignment in the recorded chain — and forced the CBI down 150 points.

Calibrated Basis Index
641
Grade C+ · Speculative
✦ Underwriter Override
Raw Pillar Score
791
Before forensic penalties
Score Adjustment
−150
Shadow Debt + Orphan Assignment
▲ Underwriter Override · Forensic Engine
  • ▸Shadow Debt — $5,350,000 LLC-to-natural-person mortgage with no institutional lender on record.
  • ▸Orphan Assignment — interest assigned by party with no prior grantee position in the chain.
  • ▸Confidence Cap — composite source uptime 100% acts as ceiling-only (cannot inflate weak forensics).
▣ Recorded Title Chain · ACRIS

The chain that broke the score.

Doc IDRecordedTypeFromToAmount
2024-00148212024-11-08DEEDGRAND CONCOURSE LLC404 HUDSON HOLDINGS$7,400,000
2024-00199302024-11-12MORTGAGE▲ SHADOW DEBT404 HUDSON HOLDINGSDOE, JOHN$5,350,000
2025-00028172025-02-04ASSIGNMENT▲ ORPHANROE, JANENORTHFORK CAPITAL—
2025-00074022025-06-19RELEASECITIBANK NAJPMORGAN CHASE BANK—
◆ Terminal Alert · Subscriber Feed

▲ PRIVATE NOTE EXPOSURE — 110 LIVINGSTON ST: A $5.35M off-bank mortgage was recorded on 2024-11-12 against the holding LLC, payable to a natural person with no institutional lender of record. Zillow shows clear title. ACRIS says otherwise.

This is what a $99/mo Terminal subscriber sees the moment ACRIS indexes a structural anomaly.
§ Forensic Receipt · Basis Protocol™ v1.0 Payload

The raw JSON returned by our Perplexity Sonar agent, every source citation it used, and the sealed hash that proves this audit was assembled from primary records — not estimates.

▣ DOF Tax Assessment
Market value
$8,998,400
Current assessment
$8,991,750
Previous assessment
$9,188,900
YoY drift
-2.13%
Grievance eligible
NO · below 8% threshold
▣ Source Handshakes
ACRIS
✓ 842ms · 4pp
DOF
✓ 391ms · 2pp
Composite confidence
100% · ceiling-only
Ran at
2026-04-22T14:32:11Z

Run this on your own asset.

Ground Basis audits institutional-grade real-estate forensics on a 300–850 scale. Sealed within 48 hours. Drift surveillance for 90 days.

See Pricing →Read the Methodology

⚠ Sample data. Real audits require BBL submission · independent engineering review required prior to reliance.